Cost comparison between English and Dutch taught Master's degrees

Weighing up the financial implications of postgraduate study is important whether looking to study in the UK or further afield.

We have worked out some examples of possible costs of university in both the UK and the Netherlands. We have compared tuition fees and living costs for a one-year Master's degree for 2016 entry.

Please remember that each student’s financial circumstances are different and these examples are for illustration purposes only. We cannot be held responsible for changes due to government policy or for institutional variances.

There are a few common points to make before we come on to the examples:

  • UK students may be able to find sponsorship or fee reductions on UK university costs. We have not taken this into consideration because precise support varies. Because of variable fees for Masters degrees in England any comparison can only be partial. We have used an average of fees at five top English research universities for history (MA) and biosciences (MSc) for our examples.
  • We have not factored in the availability and amount of Career Development Loans.
  • All British passport holders are entitled to take a tuition fee loan from the Dutch Government of up to statutory fee. This is EUR 1,984 for the academic year 2016-17.
  • If a British student decides to take their full degree outside the UK there will be no financial support from the British Government.
  • In the Netherlands graduates must repay their loans over a 15 year period. Repayments start two years after graduation.

As student finance in the Netherlands is complex and subject to individual circumstances, we have made a number of assumptions in our calculations:

  1. Students live away from home and outside of London or Amsterdam. A typical northern university city in both countries has been used for living costs comparison. The universities we have used are in the top 150 in the World. Degrees are 1 year, MA/MSc degrees and total debt has been calculated on this basis.
  2. Accommodation costs are based on a single occupancy room with shared facilities in self-catering flats or houses booked through the university. Ensuite and/or catered halls of residences are uncommon in the Netherlands.
  3. All costs are based on a full 12 month academic year.
  4. The hourly wage has been assumed to be GBP 6 in the UK and EUR 8 in the Netherlands. We have assumed students work 56 hours a month in all examples.
  5. All calculations on this page do not take interest into consideration.

A. If you don't work 56 hours a month

You will be able to access a tuition fee loan in the Netherlands.

In the Netherlands, if a student is NOT working a minimum of 56 hours a month then they will not get access to additional grants and/or loans available from the Dutch Government. (See example B for what you are likely to get if you will be working 56 hours a month)

 

UK (MA)

UK (MSc)

Netherlands

University expenses

 

 

 

Tuition Fees

£         5,400

£  7,600

£         1,600

Accommodation

£         5,040

£ 5,040

£         4,200

Living Costs

£         6,000

£6,000

£         4,800

Total

£         16,440

£18,640

£         10,600

 

 

 

 

Available assistance

 

 

 

Tuition Fees Loan

£         0

£ 0

£         1,600

Living Costs Loan

£         0

£ 0

£          0          -

Total

£         0

£ 0

£         1,600

 

 

 

 

Shortfall while studying

-£         16,440

-£18,640

-£         9,000

 

 

 

 

Projected Debt upon graduation

 

 

 

Student Finance (Loans)

-£         0

 

-£         1,600

Other

-£         16,440

 

-£         9,000

Total

-£         16,440

 

-£         10,600

 

 

 

 

B. If you work 56 hours a month

It is important to differentiate between the examples of having a 56 hour a month job or not as this is the basis on which a British student will be classed as a Dutch resident and therefore able to access living costs assistance from the Dutch Government.

For advice on finding part-time work, visit this page for the experience of British students already in the Netherlands.

Students who satisfy the requirements are able to access a basic grant and top up living costs with a loan. For further information, visit our loans and grants page.

In the UK, there is no additional support available if you have a part-time job but you will have extra income.

 

UK (MA)

UK (MSc)

Netherlands

University expenses

 

 

 

Tuition fees

£          5,400

£  7,600

£          1,600

Accommodation

£          5,040

£ 5,040

£          4,200

Living Costs

£          6,000

£ 6,000

£          4,800

Total

£          16,440

£18,640

£          10,600

 

 

 

 

Available Assistance/income

 

 

 

Tuition Fees Loan

£          0

£ 0

£          1,600

Living Costs Loan

£          0

£ 0

£          4,175

Living Costs Grant*

£           0         -

£ 0

£          0

Part-time income

£          4,032

£ 4,032

£          4,480

Total

£          4,032

£4,032

£          10,255

 

 

 

 

Shortfall while studying

-£         12,008

-£ 14,608

-£       345

 

 

 

 

Projected Debt upon graduation

 

 

 

Student Finance (Loans)

-£         0

-£ 0

-£         5,775

Other

-£         12,008

-£14,608

-£         345

Total

-£         12,008

-£ 14,608

-£         6,120

 

 

 

 

C. What about repayments?

The Dutch system does not have a minimum income threshold before repayments must be made. The debt needs to be repaid over a 15 year period. Repayments start two years after graduation and must be made in full even if a student drops out before completing the course.

About Study In Holland

Studyinholland.co.uk is an information service designed to assist British and Irish students in pursuing their university education in the Netherlands.

We have extensive knowledge of English-taught degrees in Holland and we also work with careers advisory services.

Studyinholland.co.uk is owned by A Star Future Ltd and is not affiliated with the Dutch government.

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